Himfr.com Reports Members Said The Drug Rebates As The Biggest Obstacle To Health Reform A Waste Of 200 Billion Per Year
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Tags: Biggest, Billion, drug, Health, Himfr.com, Members, Obstacle, Rebates, reform, reports, Said, Waste, year
August 26th, 2010 at 9:49 pm
Himfrcom | Fresh Healthy Body: … independent innovation Pinghu City is to build a public scientific and technolo…
October 2nd, 2010 at 4:13 am
You've asked a very broad question. There is no simple answer.
In truth, health insurance works a little differently in each state.
To answer your specific questions:
1) No, health insurance is not compulsory for everyone. If you're lucky, you are able to join a group policy at work. (If you're really lucky, it's a good policy and the employer pays at least half of it.) Some states have recently made it compulsory, but that's such a recent change that there's no clear cut answer yet for how that's going to work.
2) What happens if someone can't afford it is… they don't get it, usually. Except if your income puts you below the "poverty level", in which case you qualify for Medicaid. (In some states there are programs that typically provide assistance with insuring children, though they are few and far between for covering adults.)
3) Health insurance rarely covers all the bills when you have a procedure done. Most plans cover 50-80% after you meet your deductible. The deductible amounts vary widely (but the trend is that the deductibles are getting higher and higher to keep the premiums down.) If you're really, REALLY lucky, you don't have a deductible (which is only an option on group plans), and you may only have to pay 10% of covered charges. (These plans are few and far between. As in, you might have them if you're in Congress.)
4) Yes, the patient has some say over procedures. However, if the patient opts for an "experimental" procedure, or one that isn't deemed "medically necessary", then health insurance may refuse to cover any charges at all.
In the end, as with most things, the middle class takes the brunt of these costs. This has become such a problem that more than 50% of all bankruptcies are as a result of medical bills (and of those, more than 75% had health insurance.)
** Edited to add:
It's not ALL about the money when a procedure is involved. If it is, the state keeps track of complaints filed on behalf of consumers with "managed care" (ie. any type of network arrangement including Preferred Provider Organizations, Health Maintenance Organizations, and Point of Service organizations — also known as PPO, HMO, and POS) and may very well revoke a company's charter to do business in the state should the company be turning down too many legitimate claims.
However, insurance companies are sticklers for following the "standard" for medical care. This is what makes it difficult to answer your question. Because they should not deny anything that's considered standard for care in the given circumstances (should not and will not being two completely different things, of course.) And there may be several options that would be considered "standard." If the patient wants treatment that isn't yet considered "standard", they would balk. Period.
October 23rd, 2010 at 5:12 pm
*holds a knife* “i can think of something to throw at you” made me wet myself! genius.
November 27th, 2010 at 10:07 am
Any states that do not accept it should be removed from the US, and declared enemies of the US.
December 17th, 2010 at 2:03 pm
depends what kind of sensor sensing abilities you want infrared, laser, radio, photo, magnetic…etc
December 20th, 2010 at 3:22 am
i love this song.. beautiful
December 21st, 2010 at 9:10 pm
NUCLEAR LAUNCH DETECTED!
December 27th, 2010 at 8:38 am
Then what in the hell is she doing with a cell phone???
January 4th, 2011 at 5:02 am
super sound damals wars lang her aber immer wieder schön
January 29th, 2011 at 8:13 am
Reuters – An Iranian-Dutch woman, arrested after taking part in anti-government protests in Iran in 2009, has been hanged for drug smuggling, the semi-official Mehr news agency said on Saturday.
February 3rd, 2011 at 8:26 am
Hacker Steals $12 Million Worth of Zynga Poker Chips – Gamasutra reports that a 29-year-old British man has been con…
February 15th, 2011 at 12:18 pm
rsr India, Japan in Talks for $9-Billion Fund: India has proposed to set up a revolving fund of $9 billion j…
March 10th, 2011 at 12:32 am
They made more money, therefore they paid more taxes. That is the only thing that I think of. -john (unemployed truck driver) in Rock Island, Illinois
April 14th, 2011 at 11:43 am
VA – Disco At The Gramophone (Vol.1 – Vol.5) (2005) 5 Volume | Format: MP3, tracks, 320kbps | Year: 2005 | Length: 3:48:56 | 682 MB Genre: Retro, Disco, Dance
April 14th, 2011 at 1:12 pm
Anyone else get a good laugh out of those silly IOU letters the IRS is sending out? The letters say “STIMULUS PAYMENT” in bold red letters on the envelope but when you open it, it’s just a letter stating that your check is on the way. However, they may take money out of it if you owe them or what ever. Even though we don’t I’m sure they will. Getting an IOU is sort of like a drunk friend who owes you money but won’t pay up so he sends you an IOU. LOL Besides it’s only $600- enough to buy gas?
April 21st, 2011 at 3:21 am
Dukascopy Bank SA. Caveat Emptor. Dukas takes the other side of every trade (read the fine print) with that being said it’s no big deal but I have lost thousands and it’s now a legal issue. You’ve been warned.
May 25th, 2011 at 2:28 pm
chris colfer mentioned this song in an interview !
June 4th, 2011 at 8:37 pm
Daniel Zamir-Satlah mp3 download DOWNLOAD Children Of Israel album: Artist – Daniel Zamir-Satlah mp3 Album – Children Of Israel mp3 Year – 2000 Genre- Jazz Tracks: Shir SameachPoemMa Omrot EinaichM’emek L’giv’ahRe’ach Tapuach Odem ShaniAley Giv’ah BagalilZemerShir HashomerMa Yafim HaleilotYesh Li Gan Download Children Of Israel The Children of Israel – The Domini Home Page The Children of Israel Israel was the name God gave to Jacob in Genesis 32:28. CATHOLIC ENCYCLOPEDIA: Israel Israelites. Children of Israel – Commemoratives International, Ltd. . Commemorative Coins Issued by the Bank of Israel KEEPING IT REAL: FARRAKHAN: WHO ARE THE REAL CHILDREN OF ISRAEL? FARRAKHAN: WHO ARE THE REAL CHILDREN OF ISRAEL? THE 64,000 DOLLAR QUESTION By Fahim A. Congregation Children of Israel Congregation Children of Israel is located in Athens, Georgia, and is a reform congregation serving northeast Georgia. Israelites – Wikipedia, the free encyclopedia The Israelites were a Hebrew-speaking people…
June 7th, 2011 at 1:08 pm
Judges pursuing 3-year drug court grant – Chillicothe Gazette #dfw #attorney
June 28th, 2011 at 3:58 am
#Anonymous is nothing like how the media reports it http://www.whatis-theplan.org youtu.be/j_9T1SPJXRI #whatistheplan expect us
July 2nd, 2011 at 2:51 pm
With the company training her and her being exposed to the corporate agenda and her invaluable knowledge in using sales tactics to manipulate doctor prescriptions, I would say she has been deep enough in the system to give us an accurate description
July 11th, 2011 at 4:11 am
You make toxic dirt or toxic magma.
August 10th, 2011 at 9:25 am
“the rebel council also consist of Mr.Abdel Hakim Al-Hisadi who has also admitted to being a full fledged CARD CARRYING MEMBER OF AL-QAEDA!”
August 21st, 2011 at 3:38 am
1:09 lol popcorn,kernel and popcorn,popped XDD
August 21st, 2011 at 2:14 pm
the last is tunisia, it is showing how all the world leaders unite in order to oppress the people
August 25th, 2011 at 7:03 pm
RT Playing at Sneaks tonight. Might play a new tune. Come celebrate our one year anniversary as well as 7″ release. 9PM / $10
September 8th, 2011 at 12:01 pm
It doesn't. People know that a benevolent government will take care of them so there is no incentive to live healthier. Good luck to you
September 24th, 2011 at 5:44 am
GVK POWER
GVK Power & Infrastructure is likely to raise funds to make investment of about $6-7 billion http://t.co/L9QguueP
October 21st, 2011 at 12:06 pm
MCEDIT!!!
November 10th, 2011 at 11:29 am
ABC News
Eyes on Whether APEC Leaders Will Don Aloha Shirts
ABC News
Brown said he could see that some people might view aloha shirts as not serious or businesslike because they’re often associated with people being on vacation. But he noted that in Hawaii, they’re worn everyday by high-level businessmen. …
and more »
November 23rd, 2011 at 12:48 am
i am not trollin i am boxxy u see >-<
November 25th, 2011 at 2:36 am
Cashiers who spotted counterfeit currency which helped to expose a £40m drug smuggling operation are honoured by police.
November 25th, 2011 at 3:46 pm
Energy Efficient Lighting for Commercial Markets
NEWS.GNOM.ES (press release)
For the mass energy efficiency market, the most influential market drivers are energy codes, rebates and incentives, all of which raise the minimum standards and effectively pare out the least efficient – such as incandescent lamps. …
Energy Efficient Buildings: Global OutlookMarketWatch (press release)
all 13 news articles »
December 6th, 2011 at 8:06 am
BBC News – WHO issues Europe measles warning –thought it was only AFRICA!
December 10th, 2011 at 1:09 pm
I am revelations 12 wo to man for sin against woman .. male health is a load of hostabull ..at woman’s expence .. skeatesy.com
December 19th, 2011 at 8:44 am
lol scared th shit out of me im gonna now put it on fb scaring people
December 26th, 2011 at 9:48 pm
A South Korean icebreaker travels nearly 2,000 nautical miles to the Arctic to help the crew of a fishing boat with a large hole in its hull. Msnbc.com’s Al Stirrett reports. (msnbc.com)
January 2nd, 2012 at 5:24 pm
Those demons stole all them people’s money, then had the nerve to ask Iraqi’s to pay for their occupation. Straight up Devil’s.
January 7th, 2012 at 6:30 pm
“The Harcourt style was inspired by the lighting effects which cinematographer Henri Alekan used in black & white films of Jean Cocteau and other great French directors of the 1930’s and 1940’s. Around the time of World War II, Cosette Harcourt who was Jewish married one of the Lacroix brothers. Together they created a magazine, called Stars, to serve as an outlet for studio photos. During the occupation the German officers and many members of the regime of Vichy visited the studios, just as the Americans did after the French Liberation.”
March 26th, 2012 at 2:36 am
Gorgeous members of PF, I would like to apologize for tagging you in our fangirling. but it’s necessary.
March 27th, 2012 at 9:01 am
RT You get in the biggest fights with the people you care about the most, because they are the relationships you’re willing to fight for.
April 18th, 2012 at 3:25 pm
RT Sorry if I’m not what you’re looking for but I never said you were my cup of tea either!
April 20th, 2012 at 9:56 pm
William Koch gives another $1M to pro-Romney #superPAC through Huron Carbon, reports #source2012